Transaction fees

Last updated 10 days ago

Summary

Fees vary by service and transaction type:

  • Fiat transfers: Fixed fees apply to ACH, Fedwire, and SWIFT transfers and local rails.
  • Crypto conversions and card transactions: Subject to applicable fees.
  • Network gas fees: May apply to digital asset transactions and are set by the blockchain network, not Reah.
  • Subscription plans: Monthly or annual plans with features and fees that vary by tier.

Use this guide to understand each fee type.

Types of fees in Reah

Network (Gas) fees

Applies to digital asset transactions — sending crypto, converting between tokens, or interacting with DeFi protocols. These fees are set by the blockchain network, not Reah. The amount varies by network congestion and transaction complexity.

You can pay network fees from your wallet balance or from your Gas Station balance. See How Gas Station works in Reah for details.

Conversion fees

Applies to conversions between fiat and crypto, as well as between different crypto assets. Reah aggregates liquidity across multiple providers to deliver efficient and competitive pricing.

Crypto ↔ Crypto (On-chain swaps)

  • Reah sources quotes from multiple on-chain liquidity providers and automatically selects the best execution path
  • The quoted rate you see is the final execution rate, inclusive of all fees and execution costs
  • Different subscription plans receive different pricing benefits:
    • Pro Plan users receive improved rates

On / Off Ramp (Fiat ↔ Crypto)

  • When converting between fiat and crypto, Reah selects the optimal on-chain routes and partners based on the asset being used
  • A service fee may apply depending on your subscription plan, and is reflected in the final quote
  • The price shown before confirmation is the all-in rate, with no hidden fees
  • Pro Plan users receive improved rates

ACH, Fedwire, and SWIFT transfer fees

Applies to outgoing fiat transfers via ACH, Fedwire, or SWIFT:

  • Free Plan
    • ACH: 5.00
    • Fedwire: 30.00
    • SWIFT: 45.00
  • Pro Plan
    • ACH: 2.00
    • Fedwire: 25.00
    • SWIFT: 40.00
  • Enterprise Plan
    • ACH: 1.00
    • Fedwire: 20.00
    • SWIFT: 35.00

Card transaction fees

Applies to purchases made with a Reah corporate card:

  • International FX fee: 2.50% of the purchase amount
  • Dispute handling fee: 40.00/dispute

Subscription fees

Your Reah plan includes a monthly or annual subscription fee depending on the tier you select. See Choose and subscribe to a Reah plan for a breakdown of what each plan includes.

Where to see your fees

Every transaction in Reah shows a fee breakdown before you confirm. On the Confirm screen, Fee Breakdown shows the specific fee for that transaction, and Fee Method lets you choose your gas payment source.

To review past fees, go to Transaction History and filter by transaction type.

What you are not charged for

  • Depositing fiat into your Reah account
  • Withdrawing fiat from your Reah account
  • Receiving crypto into a Reah wallet
  • Sending crypto from a Reah wallet
  • Internal transfers between your own Reah wallets

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