Updates

New this week

• Smart Balance in your wallet. Smart Balance is a yield-bearing balance within your wallet. See your Smart Balance and earnings alongside your wallet balance, move funds between the two, and manage deposits, sends, converts, and withdrawals in one place.

• Exact bank payout amounts. Enter the amount you want the recipient's bank account to receive, and Reah calculates the amount to send, showing the rate, fee, and price protection before you confirm.

• Issue additional cards. After using your included card quota, you can continue issuing cards for a one-time fee charged only when a card is issued. Pay from a card account, Banking account, or crypto wallet.

• Compliance Agent in Compliance Center. Get guided help through verification. The agent explains required fields, fills in what it can, and hands off to our team when human assistance is needed.

Additional improvements

• Flexible state and province entry. Countries without a preset state or province list now accept free-text entries, so you can complete verification without a workaround.

New this week

• Convert: Exact Out mode. Set the exact amount you want to receive for supported pairs, and Reah calculates how much of the source asset is required. The minimum output amount is 10 USDC or 10 USDT, depending on the output asset.

• 0 Fee Transfer for fiat and crypto conversions. Choose 0 Fee Transfer for eligible conversions. Reah checks quotes over a longer processing window, with fees as low as zero.

• Monthly consolidated statements. Reah now generates a monthly consolidated statement for each entity, covering eligible Banking accounts, self-custody wallets, and Treasury positions that had a balance or activity during the statement period.

Additional improvements

• Clearer identity fields in Compliance Center. Control Persons and UBOs who are US citizens or residents now see a dedicated SSN field. Other identity number requests are labeled National ID, making it clearer what information to provide.

• Stay signed in across browser tabs. Open Reah in multiple browser tabs without signing in again.

Coming soon

• Reward Center. The new Reward Center will let you earn points through eligible Banking balances, asset holdings, and activities such as signing up, then redeem them for available rewards.

Upcoming change

• New Banking instructions from August 20. If you receive new Banking instructions, use them for incoming payments from August 20, share them with anyone who pays you, and replace any saved instructions.

New this week

• Bank payouts funded with USDC or USDT. Send funds directly to an external bank account, with conversion to fiat handled in a single flow.

• Bank payouts in HKD. Pay out in Hong Kong dollars using FPS or BIC details, and attach an invoice when required, so HKD payouts follow the same workflow as your other bank payouts.

• View daily withdrawal limits and request an increase. Entity Profile now shows the daily limit and reset time for each payout method, and you can request an increase without leaving the dashboard.

• Approve now, execute later. Final approvers can approve a payment without executing it immediately, so approval and payment release can happen separately.

• Downloadable banking instructions. Download your Banking account details as a PDF and share them with a payer without copying each field manually.

Additional improvements

• Clearer Compliance Center labels. Identity fields now specify the document being requested, making verification requirements clearer.

• Zero-fee scheduled conversions, coming soon. Choose a delivery window, and Reah’s Convert Engine will find the best available quote and complete the conversion by your selected date.

New this week

• Multi-currency Treasury deposits. Deposit any asset you hold into any Treasury product. Reah will handle the conversion and show the estimated amount before you confirm.

• See why a transaction failed. Transactions and approval requests now display the reason when a payment or conversion fails, making it easier to identify and resolve issues directly from your dashboard.

• Payment reasons for bank payouts. Add a payment reason that approvers can review alongside the payout request before approving it.

• Expected amounts for pending transactions. Pending bank and card transactions now show the amount you can expect to receive and its potential range before settlement.

• Verification without a company website. Companies without a website can now indicate this in the Compliance Center and complete verification without providing one.

Additional improvements

• Fewer stale items in My Tasks. Completed or failed approvals are automatically removed, so the list shows only work that still needs your attention.

• Stronger safeguards for wallet key exports. Opening the emergency exit tool now requires confirmation, and all Owners are notified by email if a private key is exported.

New this week

• Risk levels in Treasury. Treasury vaults now show a risk level, so you can choose a strategy that fits your risk appetite.

• Send payouts in more currencies. You can now pay recipients in SGD, GBP, EUR, and AED, and Reah only asks for the bank details each currency actually needs.

• More control over approvals. You can now set different approval policies for each account, so your team has the right controls where they matter.

Additional improvements

• Clearer price protection on Convert. The slippage setting is now called Price protection, with plainer wording and easier-to-read time estimates so you always know what you are approving.

• Smoother compliance flow. Requested corrections are now highlighted, unsaved changes are flagged before you leave, and control person details are quicker to fill.

New this week

• USD payments, upgraded. You can now deposit USD into your Banking account and send USD payouts, with broader rail coverage including domestic wire and SWIFT.

• Fund Treasury directly from your banking balance. Move money from your banking account straight into Treasury to start earning yield, in a single action with no manual transfer.

• Withdraw to Singapore (SGD). Send payouts directly to Singapore dollar accounts via the local MEPS rail, for faster settlement and fewer fees.

• Smarter approval notifications. Approval flows now route sign-off requests to the right people automatically, so nothing stalls in a queue.

• Clearer Treasury position view. Your dashboard now shows position share and approval-route details, so you can see exactly how your yield is allocated.

Additional improvements

• Faster conversion retries with automatic backoff, so transient issues don't leave a transaction stuck.

• Hardened treasury approval workflows, validated end to end.

• Richer formatting in Compliance Center messages, so guidance from our compliance team is easier to follow.

• Continued KYB verification and consent audit improvements.