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Convert crypto to fiat

Last updated About 1 month ago

Summary

Use this guide to convert stablecoins into fiat in Reah so your business can use those funds for bank transfers, treasury activity, or other fiat-based workflows.

How crypto-to-fiat conversion works in Reah

A crypto-to-fiat conversion lets your business move supported stablecoin balances into fiat balances in your Reah workspace.

Businesses typically use this workflow when they need to:

  • prepare fiat balances for bank transfers
  • move funds from stablecoins into fiat for operating needs
  • allocate funds for treasury or cash management
  • move money from onchain balances into fiat rails more efficiently

Before you convert crypto to fiat

Before submitting a conversion, confirm:

  • the stablecoin balance is available in your account and ready to convert
  • the destination fiat balance is the one your team needs for the next step
  • the amount matches the intended business use
  • the minimum convert amount is $5
  • any displayed fees, spreads, rates, or settlement timing are acceptable

How to convert crypto to fiat in Reah

  1. Open the Convert feature in Reah.
  2. Select the source wallet and destination banking account.
  3. Select the stablecoin or supported asset you want to convert.
  4. Select the destination fiat currency.
  5. Under Execution, select Standard or Zero Fee.
  6. Enter the amount you want to convert.
  7. If you select Standard, set the maximum acceptable change in output amount between approval and execution. If the expected amount falls below this threshold, the conversion will not proceed.
  8. If you select Zero Fee, adjust the delivery window. The quote updates as you move the slider, showing the Reah conversion fee for the selected delivery date.
  9. Under Payment Method, select From Wallet or Gas Station to pay the network fee.
  10. Review the quoted outcome, fees, and timing.
  11. Submit the conversion and track its status in Reah.

How Zero Fee works

Zero Fee is currently available for conversions from USDC or USDT on Ethereum. Once you submit the conversion, the amount you’ll receive and the delivery date are fixed. Funds committed to the conversion will be unavailable for other transactions until delivery.

Zero Fee removes the Reah conversion fee only. Network fees may still apply.

What to expect after submission

After you submit a conversion, it may:

  • process immediately
  • remain pending during review or approval
  • take additional time depending on settlement timing, approval requirements, or processing conditions
  • be auto-rejected if, during approval or processing, the price exceeds your execution constraint due to on-chain liquidity or market price changes

Once the conversion is complete, the destination fiat balance should appear in your workspace and be available for the next supported step.

Common issues to check

A crypto-to-fiat conversion may be delayed or fail if:

  • the stablecoin balance is insufficient
  • the selected stablecoin is not supported for this conversion flow
  • the quoted details changed before submission
  • an approval step is incomplete
  • the workflow is affected by timing, limits, or operational review

What to do next

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