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Operations

Convert fiat to crypto

Last updated About 1 month ago

Summary

Use this guide to convert fiat into stablecoins in Reah so funds can be used for wallet funding, onchain payments, or treasury workflows.

How fiat-to-crypto conversion works in Reah

A fiat-to-crypto conversion lets your business move from fiat balances into supported stablecoins or other supported destination assets available in your workspace.

Businesses typically use this workflow when they need to:

  • fund onchain operations
  • prepare stablecoin balances for payments
  • move capital into treasury or other supported onchain use cases
  • reduce the friction of moving between banking rails and onchain rails

Before you convert fiat to crypto

Before submitting a conversion, confirm:

  • the fiat balance is available in your account
  • the destination asset and it’s corresponding blockchain are the one your team actually needs
  • the amount matches the intended business use
  • the minimum convert amount is $5
  • any displayed fees, spreads, rates, or settlement timing are acceptable

How to convert fiat to crypto in Reah

  1. Open the Convert feature in Reah.
  2. Select the banking account and destination wallet.
  3. Select the fiat currency you want to convert.
  4. Select the destination stablecoin or supported asset.
  5. Under Execution, select Standard or Zero Fee.
  6. Enter the amount you want to convert.
  7. If you select Standard, set the maximum acceptable change in output amount between approval and execution. If the expected amount falls below this threshold, the conversion will not proceed.
  8. If you select Zero Fee, adjust the delivery window. The quote updates as you move the slider, showing the Reah conversion fee for the selected delivery date.
  9. Review the quoted outcome, fees, and timing.
  10. Submit the conversion and track its status in Reah.

How Zero Fee works

Zero Fee is currently available for conversions to USDC or USDT on Ethereum. Once you submit the conversion, the amount you’ll receive and the delivery date are fixed. Funds committed to the conversion will be unavailable for other transactions until delivery.

No conversion fees apply when you use Zero Fee.

What to expect after submission

After submission, the conversion may:

  • process immediately
  • remain pending during review or approval
  • take additional time depending on settlement timing, approval requirements, or processing conditions
  • be auto-rejected if, during approval or processing, the price exceeds your execution constraint due to on-chain liquidity or market price changes.

Once the conversion is complete, the destination stablecoin or asset balance should appear in your workspace and be available for the next supported step.

Common issues to check

A fiat-to-crypto conversion may be delayed or fail if:

  • the fiat balance is insufficient
  • the destination asset is not supported
  • the quoted details changed before submission
  • an approval step is incomplete
  • the workflow is affected by timing, limits, or operational review

Best practices

  • Confirm the destination asset before submitting
  • Use fiat-to-crypto conversion when the next step is clearly onchain
  • Review timing carefully if the funds are needed for a deadline-sensitive payment
  • Avoid treating the workflow as complete until the destination balance is visible

What to do next

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