Terms of Use

Reah Inc. and our affiliates (collectively, “Reah,” “we,” or “us”) welcome you. These Terms of Use (these “Terms”) set forth the terms and conditions by which you (“you” or “Customer”) may access the Interface (as defined below), and use the Services (as defined below) made available on or through the Reah Platform (as defined below). 

REAH IS A FINANCIAL TECHNOLOGY COMPANY, NOT A BANK, BROKER-DEALER OR MONEY TRANSMITTER. REGULATED FINANCIAL SERVICES, INCLUDING BANKING SERVICES, DIGITAL ASSET CUSTODY, CREDIT CARD SERVICES, AND OTHER REGULATED FINANCIAL SERVICES ACCESSIBLE THROUGH THE REAH PLATFORM ARE PROVIDED BY THIRD-PARTY PARTNERS. REAH DOES NOT HAVE CUSTODY OR CONTROL OVER YOUR FUNDS OR DIGITAL ASSETS.

1. Acceptance of Terms

   1. Binding Agreement. By signing up for an account on Reah (a “Reah Account”) or using any Service made available through the Interface, you agree that you have read, understand, and accept all of the terms and conditions contained in these Terms, including our Privacy Policy, Disclaimer, Prohibited Activity Policy and other documents available at https://support.reah.com/help (which are incorporated by reference into these Terms) (collectively, the “User Agreements”), and you acknowledge and agree that you will be bound by and comply with the User Agreements, which, collectively, constitute the entire agreement between us and you. 

   2. Definition of You; Customer. All references to “you” or "Customer" shall mean (a) the business entity or other legal organization that registers for the Reah Platform for business, commercial, or organizational purposes (a “Business Customer”) and any Authorized User (as defined below) or representative acting on behalf of such entity, or (b) the individual natural person who registers for the Reah Platform for personal, household, or consumer purposes (a “Consumer Customer”).

   3. Authority to Bind Organization. If Customer is a Business Customer, Customer and any individual signing on behalf of Customer represent and warrant that: (a) they are duly authorized representatives of the Customer entity and have all necessary power and authority to bind the Customer to these Terms; (b) the signatory is of legal age and capacity; and (c) the Customer is not bound by any conflicting agreement that would prohibit it from entering into these Terms.

   4. Acceptance by Use. Acceptance of these Terms occurs automatically upon: (a) clicking "I Accept" or similar button on the Reah Platform; (b) creating a Reah Account or registering with Reah; or (c) otherwise accessing or using the Reah Platform or any Services provided through it. If you do not agree to the User Agreements in their entirety, you are not authorized to use the Reah Platform and must cease all use immediately.

   5. Electronic Signatures. Customer agrees that electronic signatures, digital signatures (including by clicking “I accept” or similar button), and electronic records shall have the same force and effect as original signatures and written records. By accepting these Terms electronically, Customer consents to the use of electronic communications and documentation and acknowledges that all electronic agreements, notices, disclosures, and other communications are valid and binding.

   6. Modification of Terms. You acknowledge that Reah may make changes to the User Agreements, including these Terms, at any time and in our sole discretion. For Consumer Customers, Reah will use reasonable efforts to provide not less than thirty (30) days’ prior notice of any material modification to these Terms, and Consumer Customers may terminate their Reah Account before such modifications become effective if they do not agree to the changes. Subject to the foregoing, modifications become effective upon the earlier of such time that we post any such modified or amended User Agreement on the Reah Platform or provide you with notice of any such amendment or modification via email. Your continued use of the Reah Platform after the effective date of any modification constitutes acceptance of the modified Terms. If you do not agree to the amended or modified Terms, You must stop using the Reah Platform.

2. The Reah Platform

   1. Overview and Purpose. Reah provides a proprietary technology platform (the "Reah Platform") that enables Customers to access a suite of integrated financial services (the “Services”) through a unified user interface (the “Interface”). The Reah Platform is designed to aggregate functionality related to traditional banking, digital asset management, decentralized finance protocol access, and corporate credit card services. The only Service made available by Reah is access to the Reah Platform; all underlying banking, digital asset custody, credit card, and other regulated financial services are provided exclusively by third-party service partners. The Reah Platform is a technology interface only. If you elect to utilize any Services made available on the Reah Platform, you acknowledge and agree that such Services are made available by third parties and that we have no liability to you or to any third party for any claims or damages that arise or may arise as a result of any Services that you engage in through these third-party Services.

   2. Banking Services. Banking services are provided exclusively through third-party service providers. The Reah Platform, through third party service providers, facilitates connections to regulated banks and financial institutions (“Banking Partners”). If a Customer elects to establish a bank account (a “Bank Account”) through a Banking Partner, Customer must separately enter into an account agreement with a Banking Partner and complete the Banking Partner’s own KYC/AML verification and account onboarding process. Reah does not provide banking services, does not hold or custody funds, and is not responsible for any failure or malfunction of any Banking Partner’s services. Reah makes no guarantees as to the availability or amount of FDIC insurance protection, if any, afforded to any assets held in Bank Accounts with Banking Partners. 

   3. Fiat On-Ramp and Off-Ramp Services. Any on-ramp and off-ramp services made available through the Platform are provided by third parties and you must accept the terms of service, privacy policy and any other required documentation requested by such third party to facilitate any exchange or transaction that you wish to engage in.

   4. Self-Custody Digital Asset Wallets. When you create a Reah Account, we will facilitate the creation of a non-custodial digital asset wallet (a “Wallet”) for you to self-custody digital assets supported by the Services (the “Supported Digital Assets”), for your use on the Platform. Digital asset wallet infrastructure and services are provided through Turnkey (https://www.turnkey.com), a third-party non-custodial wallet provider. Turnkey utilizes a non-custodial architecture, which means Customer maintains exclusive control of its digital assets through Customer-controlled private keys or other cryptographic control mechanisms. Customer acknowledges that the private key for each Wallet will be sharded into not less than two pieces (“Shards”), with one Shard to be held by Reah and solely used by Reah to facilitate the Services to Customer and on Customer's behalf, and the other Shards to be held by Customer or by Customer’s agents or representatives, as determined by Customer. Although Reah holds one Shard of the private key, Digital asset Wallets created through the Reah Platform are Customer Wallets; Reah does not have access to, custody of, or control over Customer's digital assets or private keys. Reah cannot recover lost credentials, forgotten passphrases, or inaccessible private keys. Your access to and use of the Wallet is governed by Turnkey's Terms of Service at https://www.turnkey.com/legal/terms and Turnkey's Privacy Policy at https://www.turnkey.com/legal/privacy. Loss of private keys, credentials, or access to a wallet may result in permanent loss of all digital assets in that wallet. Customer is solely responsible for backup, security, and safekeeping of all authentication credentials and private keys.

   5. Decentralized Finance (DeFi) Protocol Access. The Reah Platform provides an interface through which Customers can interact with decentralized finance protocols and liquidity pools (“DeFi Protocols”). Reah does not operate, control, maintain, or govern any DeFi Protocols. Smart contract interactions are executed directly on blockchain networks. Reah is not a counterparty to any DeFi transaction. Reah does not guarantee execution of transactions, pricing, slippage, liquidity availability, or safety of smart contracts. If you access any DeFi Protocol through the Reah Platform, you acknowledge and agree that any Services arising from or related to any such DeFi Protocol and/or smart contract interactions are governed by the terms of service made available by such DeFi Protocol, if any. Customer acknowledges that blockchain transactions are irreversible and that DeFi protocols carry significant risks including but not limited to smart contract vulnerabilities, protocol failures, liquidation, and complete loss of capital. Customer assumes all risk of loss and agrees to indemnify and hold harmless Reah for any loss arising from or related to Customer’s use of DeFi Protocols, including those made available on or through the Reah Platform. We have no control over your transactions made on a DeFi Protocol through the Reah Platform, nor do we have the ability to reverse any transactions or fees (including, but not limited to, transaction fees or “gas” fees imposed by relevant blockchain network(s)). Accordingly, we have no liability to you or to any third party for any claims or damages that arise or may arise as a result of any purchases or transactions that you engage in through these third party services.

   6. Digital Asset Swaps. The Reah Platform enables Customers to swap between supported digital assets (for example, exchanging ETH for USDC or USDT). Asset swaps are executed through third-party liquidity aggregators, protocols, or market makers. Reah does not guarantee execution prices, minimum price improvements, transaction timing, or liquidity availability. Swap prices and execution may vary based on market conditions, network congestion, and slippage. Customer is responsible for reviewing quoted prices and slippage estimates before confirming any swap transaction. All swap transactions are irreversible once confirmed on the blockchain. We have no control over these swaps, nor do we have the ability to reverse any swaps or fees (including, but not limited to, swap fees, or transaction fees or “gas” fees imposed by the relevant blockchain network(s)). We also have no control over swap transactions that are delayed, canceled, lost or dropped. Accordingly, we will have no liability to you or to any third party for any claims or damages that arise or may arise as a result of any swaps that you engage in through the Reah Platform. Further, the digital assets available for swapping through the Reah Platform are subject to change by third parties at any time and without notice.

   7. Charge Card Services. Charge card products are issued in partnership with regulated card issuing banks. Charge card accounts, cardmember agreements, card terms, authorized user policies, and all related terms and conditions are governed by the underlying card terms and authorized user agreement, available at https://support.reah.com/help. Reah does not issue credit cards, charge cards or any other spending accounts, and does not have control over credit limits, approval decisions, fraud monitoring, dispute resolution, or any other card services. Customer must separately complete the issuer’s application and underwriting process and agree to the issuer’s terms to receive card services.

   8. Reah Incentive Programs. From time to time, Reah may receive economic incentives or rebates from third-party service providers in connection with Customer activities on the Reah Platform, including but not limited to: (a) holding or maintaining balances in eligible digital assets or stablecoins; (b) deploying capital into DeFi Protocols; (c) executing swaps of digital assets; (d) maintaining card accounts; or (e) participating in other activities on the Reah Platform. Reah may, at our sole discretion, pay a portion of such incentives to Customers through promotional programs, rewards, rebates, or fee credits. The availability, terms, and eligibility requirements of any incentive program will be announced on the Reah Platform or via emails to Customers. Reah has no obligation to share incentives and may modify, suspend, or terminate any incentive program at any time.

3. Eligibility

   1. Legal Status. To be eligible to use the Reah Platform, (a) if you are a Consumer Customer, you must be a natural person who is at least eighteen (18) years of age (or the age of majority in your jurisdiction, whichever is greater) and have the legal capacity to enter into a binding contract, and (b) if you are a Business Customer, you must be: (x) a legal entity duly organized and validly existing under the laws of its jurisdiction of formation; (y) in good standing in its jurisdiction of organization; and (z) authorized to engage in business activities. Furthermore, to be eligible to use the Reah Platform, you must not have been (and in the case of Business Customers, each of your Affiliates must not have been) previously suspended or removed from access to the Services or any other service or product offered by Reah or any of our Affiliates and otherwise eligible to use the Services under Applicable Law. Customer and Customer’s representatives and Authorized Users must not be a minor or otherwise lack legal capacity to enter into binding contracts under applicable law. Each Customer may only open one Reah Account.

   2. Sanctions and Restricted Parties. Customer certifies that: (a) Customer, and each owner and beneficial owner of Customer, is not organized under the laws of, incorporated in, or ordinarily resident in any country subject to economic sanctions imposed by the United States, the United Kingdom, Singapore, the European Union, Switzerland or the United Nations (including but not limited to Iran, Cuba, North Korea, and the Crimea, People’s Republic of Donetsk, and People’s Republic of Luhansk regions of Ukraine); (b) Customer is not identified on the U.S. Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) List or any other restricted parties list maintained by the United States, the United Kingdom, Singapore, the European Union, Switzerland or the United Nations; (c) Customer does not conduct business with or on behalf of any sanctioned country, individual, or entity; and (d) Customer is not otherwise subject to international sanctions or import/export restrictions. If Customer's circumstances change, Customer must immediately notify Reah in writing.

   3. AML/Sanctions Compliance. You agree that, in connection with the Services, you will comply with all applicable laws including but not limited to export restrictions, end-user restrictions, antiterrorism laws, anti-money laundering laws, and economic sanctions. You are not permitted to use the Services if doing so would, directly or indirectly, violate applicable laws, which include but are not limited to economic or financial sanctions or trade embargoes imposed, administered, or enforced by: the U.S. Department of the Treasury’s Office of Foreign Assets Control (including the SDN List and other non-SDN restricted or blocked parties lists); the U.S. Department of Commerce (including restrictions imposed by the Bureau of Industry and Security, such as the Export Administration Regulations); the U.S. Department of State (including the International Traffic in Arms Regulations); the U.N.; the E.U.; the U.K.; or any other applicable national, regional, provincial, state, municipal or local laws and regulations.

   4. Business Use Only. The Reah Platform is available for use by both Business Customers (for business, commercial, and organizational purposes) and Consumer Customers (for personal, household, or consumer purposes). Business Customers certify that they will not use the Reah Platform for personal, consumer, household, or non-business purposes, and Consumer Customers certify that they will use the Reah Platform only for personal, household, or consumer purposes and not for any business or commercial purpose.

   5. Compliance with Law. Customer must comply with all applicable laws, rules, and regulations governing its use of the Reah Platform and its transactions through the Platform. This includes but is not limited to laws regarding anti-money laundering, counter-terrorism financing, sanctions compliance, tax reporting, consumer protection, securities regulations, banking regulations, and digital asset regulations. Reah reserves the right to suspend or terminate Reah Accounts for Customers that Reah reasonably believes are being used in violation of law or these Terms. 

   6. Prohibited Access Methods. To determine your eligibility to create a Reah Account or use any Services, Reah must determine your location using one or more reference points, such as GPS, IP address, beacons and/or software within your personal computer, mobile device, consumer electronics device, or any other equipment. If you have set your device(s) to disable GPS, Bluetooth, or other location-determining software, use connection methods, or systems that mask your location, or do not authorize the Reah Platform to access your location data, we may not be able to determine your location, and you will not be able to access the Reah Platform and/or Services. We reserve the right to suspend or terminate your Reah Account if you prevent us from accurately determining your location. You may not access the Reah Platform through any virtual private network (VPN), proxy, or other technology designed to mask, obfuscate, or circumvent the Reah Platform's geographic, jurisdictional, or regulatory restrictions. Use of such methods is grounds for immediate account termination and may result in reporting to law enforcement.

4. Customer Accounts and Authorized Users

   1. Account Registration and KYC/AML. To create a Reah Account, Customer must provide accurate, complete, and current information as requested during the registration process. For Consumer Customers, this includes name, date of birth, residential address, government-issued identification, and other information necessary or beneficial to comply with applicable know-your-customer (KYC), anti-money laundering (AML), and other regulatory requirements. For Business Customers, this includes, among other things, business registration documents, beneficial ownership information, financial details, and other information required for compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. Reah and our partners reserve the right to request additional documentation and information at any time and from time to time. Customer must notify us and update its information immediately if any information becomes inaccurate or incomplete. Reah may deny account access or suspend or terminate a Customer’s Reah Account if Customer fails to provide adequate documentation or if Reah cannot verify Customer's identity or legal status.

   2. Authorized Users. Authorized Users are available only to Business Customers. A Business Customer may permit employees, contractors, agents, or other representatives (collectively, “Authorized Users”) to access the Reah Platform and perform transactions on behalf of the Customer. Customer remains solely responsible for all activity by Authorized Users. Customer must ensure that each Authorized User understands and agrees to comply with and be bound by these Terms, and each reference to “you” or “Customer” shall include reference to each Authorized User. Customer is responsible for managing access permissions, including the ability to revoke access for any Authorized User at any time.

   3. Administrator Designation and Permissions. Business Customers may designate one or more individuals as administrators who have the authority to manage other Authorized Users, modify account settings, approve transactions, and otherwise control the Reah account. Customer bears all risk of unauthorized access by administrators and is responsible for ensuring that administrators are trustworthy and authorized to perform all activities they undertake on behalf of Customer.

   4. Authentication Credentials and Private Keys. Customer is responsible for maintaining the confidentiality and security of all authentication credentials used to access the Reah Platform. Without limiting the generality of the foregoing, Customer is responsible for securing Customer's private key Shards not held by Dakota and other access credentials, which may include Customer's selected personal identification numbers, passkeys, security questions, two-factor authentication codes and/or other private access information (“Authentication Credentials”). While some Authentication Credentials may be stored directly with the Services, Customer understands and agrees that Reah cannot, and will not be able to, restore or recover Customer's Authentication Credentials associated with the Wallet, or other Services provided by third parties, and Customer agrees to keep all Authentication Credentials safe and confidential and immediately notify Reah of any unauthorized use of Customer's Reah Account, Customer's Authentication Credentials, any administrative privileges and rights, or other breach of security associated with the Services. Please keep in mind that due to the nature of self-custodial Wallet infrastructure, Reah will never have access to the Customer’s Wallet Authentication Credentials, and accordingly Reah cannot and will not be able to move any amounts on Customer's behalf, nor can Reah help Customer access Supported Digital Assets in Customer's Wallet should Customer lose the Wallet’s Access Credentials. Customer further acknowledges and agrees that Reah will not be liable for any loss or damage arising from Customer's failure to comply with this section.

   5. Account Responsibility. Customer is solely and exclusively responsible for all activity that occurs under its Reah Account, whether authorized by Customer or not. This includes all transactions, fund transfers, digital asset movements, and any other actions taken through the Reah Platform using Customer's account. Customer must monitor account activity regularly and must notify Reah immediately of any unauthorized access, suspicious activity, or suspected fraud. Reah will not be responsible for losses resulting from Customer's failure to maintain account security or to report unauthorized activity in a timely manner.

   6. Responsibility for Customer’s Digital Assets. Customer owns and controls the Supported Digital Assets held in Customer's Wallet. At any time, subject to having internet access and any limitations of the relevant blockchain, Customer may withdraw Customer's Supported Digital Assets by sending them to a different blockchain address. As the owner of Supported Digital Assets in Customer's Wallet, Customer shall bear all risk of loss of such Supported Digital Assets. Reah shall have no liability for Supported Digital Asset fluctuations or losses associated with Customer's use of a Wallet on the Reah Platform. Reah is not responsible and will have no obligation whatsoever with regard to digital assets that are not Supported Digital Assets or with regard to Supported Digital Assets sent to an incompatible digital asset wallet address and/or unsupported network or blockchain. All such erroneously transmitted digital assets will be lost and Reah disclaims any and all liability with respect to such erroneously transmitted digital assets.

   7. Representations and Warranties. By registering for a Reah Account, you represent and warrant that you have the legal capacity to enter into these Terms, you are not located in a restricted or prohibited jurisdiction, you have not previously been suspended or removed from the Services, and you do not maintain any other Reah Account. In addition, if you are a Business Customer:

      1. You are registering to use the Services on behalf of a legal entity (the “Customer Entity”);

      2. You are duly authorized by the Customer Entity to act on its behalf for the purposes of entering into these Terms;

      3. The Customer Entity is not located in a jurisdiction that is restricted or prohibited from accessing the Reah Platform or using the Services;

      4. The Customer Entity has not been (and none of its affiliates have been) previously suspended or removed from access to the Services or any other service or product offered on the Reah Platform; 

      5. The Customer Entity has been duly organized and validly exists under the laws of its jurisdiction, and that it has the legal authority and capacity to enter into these Terms; and

      6. The Customer Entity does not maintain any other Reah Account.

5. Third-Party Services and Agreements

   1. Role of Third-Party Service Providers. The Reah Platform aggregates financial services provided by multiple third-party service providers and partners. Reah is not the primary service provider for any of these Services and does not directly provide banking, custody, lending, borrowing, credit card or charge card issuance, or other regulated financial services, nor does Reah operate any DeFi Protocol or manage or operate any digital asset swaps. Reah’s sole Service hereunder is providing the Interface, subject to the terms set forth herein. 

   2. Separate Agreements with Service Providers. To use any Services through the Reah Platform beyond the Interface itself, Customer must separately review, accept, and comply with the terms of service, privacy policies, and any other agreements imposed by each third-party service provider. These third-party agreements are binding on Customer and take precedence over these Reah Terms to the extent they address specific Services provided by third-party providers. By accessing or using any third-party service through the Reah Platform, Customer acknowledges that it has read and agrees to be bound by the applicable third-party terms.

   3. No Guarantee of Third-Party Availability. Reah is not responsible for the availability, performance, accuracy, safety, or compliance of any third-party service. Reah does not warrant that third-party services will be uninterrupted, error-free, or meet Customer's expectations. Disputes, complaints, and claims related to third-party services must be directed to the relevant service provider, not to Reah and you agree to indemnify and hold us harmless from any damages, losses, fees and expenses (including legal and professional service fees) incurred in connection with any claim, allegation or proceeding arising from or related to your use of the Services made available on the Reah Platform.

   4. Additional Third-Party Services. Reah may stop supporting some or all third-party Services or integrate additional third-party Services, partners, or aggregators into the Reah Platform from time to time. Reah will make reasonable efforts to notify Customer of material changes, reductions or additions, but is not obligated to do so. Customer is responsible for reviewing the terms of any newly available services and for understanding how new integrations may affect the Services Customer receives. Continued use of the Reah Platform following the addition or elimination of third-party Services constitutes acceptance of the terms governing those Services.

6. Digital Asset Services

   1. Supported Digital Assets. The Reah Platform only supports the Supported Digital Assets that may be held, swapped, or deployed into DeFi Protocols. The list of Supported Digital Assets, including stablecoins, tokens, and other cryptocurrencies, may change at any time at Reah's sole discretion. Reah has no obligation to support any particular asset and may remove support for any asset without notice. Customer is responsible for monitoring changes to the list of Supported Digital Assets and for managing its portfolio accordingly.

   2. Transaction Responsibility and Blockchain Irreversibility. Customer is solely responsible for verifying all details of any digital asset transaction before confirmation, including the receiving address, asset type, quantity, and applicable fees. Blockchain transactions are cryptographically signed and are final and irreversible once confirmed on the blockchain. Reah cannot reverse, cancel, modify, or "undo" blockchain transactions. If Customer sends digital assets to the wrong address, or if there is a typo in an address, those assets may be permanently lost. Reah has no ability to recover assets sent to incorrect addresses or to reverse erroneous transactions.

   3. Network Fees and Gas Costs. Customer is solely responsible for all blockchain network fees, gas fees, miner fees, and other transaction costs associated with moving, swapping, or deploying digital assets. These fees are determined by the blockchain network and vary based on network congestion, transaction complexity, and other factors beyond Reah's control. Reah does not determine, control, or charge these fees, but Customer's account may be debited for network fees incurred in connection with transactions. Customer must review and accept estimated fees before confirming any transaction.

   4. Stablecoins and Other Third-Party Issued Assets. Digital assets including stablecoins and other tokens may be issued by third parties that are not Reah or any Reah’s service providers. The value, redeemability, and safety of these assets depend on the stability, solvency, and continued operation of the issuer. Reah has no control over, and makes no representations regarding, the stability, backing, redemption value, or safety of any third-party issued digital asset. Customer is responsible for understanding the risks associated with holding, swapping, or deploying any digital asset.

7. Decentralized Finance (DeFi) Protocol Interactions

   1. Interface to Protocols. Reah does not operate, develop, maintain, deploy, govern, control or have any ability to influence any DeFi Protocol. Reah is not a counterparty to any smart contract transaction. Reah does not take custody of, lend, borrow, or otherwise provide any financial services through DeFi Protocols. Reah merely presents an interface to pre-existing blockchain-based protocols and smart contracts.

   2. Smart Contract Risks and Vulnerabilities. Customer acknowledges that: (a) DeFi Protocols are executed through smart contracts deployed on blockchain networks; (b) smart contracts may contain bugs, vulnerabilities, design flaws, or exploitable code despite audits or reviews; (c) malicious actors may discover and exploit smart contract vulnerabilities; (d) no smart contract can be guaranteed to be completely safe or secure; (e) Customer bears the risk of smart contract failure, exploitation, or loss of capital; and (f) Reah has no ability to protect Customer against smart contract risks. Customer assumes all risk of smart contract interactions.

   3. Liquidation and Collateral Risks. Many DeFi Protocols involve lending, borrowing, or collateralized positions. If Customer deposits digital assets as collateral to borrow other assets, those assets may be liquidated if collateral ratios fall below protocol-mandated thresholds. Liquidation may occur without notice or Customer approval. The liquidation price may be substantially worse than the market price at the time of liquidation. Reah has no control over liquidation mechanics and cannot prevent, delay, or modify liquidation events. Customer is solely responsible for monitoring collateral ratios and managing the risk of liquidation.

   4. No Performance Guarantees. Reah makes no representations or warranties regarding: (a) the availability or uptime of any DeFi Protocol; (b) the accuracy of yield rates, APY, or other yield estimates displayed on the Reah Platform; (c) Customer’s ability to achieve any anticipated returns or profits; (d) DeFi Protocol performance during market volatility or network stress; or (e) the safety or soundness of any DeFi Protocol. Yield or returns in DeFi Protocols are never guaranteed and may be negative (resulting in capital loss).

   5. Protocol Changes and Governance. DeFi Protocols may be upgraded, modified, or changed by their governance communities or developers. These changes may occur without notice and may negatively impact Customer's positions or returns. Reah has no control over protocol governance or protocol changes. Customer is responsible for monitoring protocol changes and understanding how those changes may affect Customer's positions.

8. Fees and Payments

   1. Reah Service Fees. Reah may charge fees for access to and use of the Reah Platform or specific services and features. Before you incur any fees owed to Reah, you will be provided with the opportunity to review and accept the fees applicable to your use of the Services. All fees are denominated in U.S. dollars and are non-refundable, unless explicitly stated otherwise in these Terms. Reah reserves the right to establish and modify the pricing and fees associated with the Services and the Reah Platform features. Reah will make reasonable efforts to keep pricing and fee-related information updated on the Reah Platform. We recommend that you regularly check our pricing page for the most current information. Reah may revise the pricing or introduce new fees for any features; provided that, Reah shall use reasonable efforts to inform you of such changes before they are applied to your use of the Reah Platform. Additionally, Reah may offer promotional pricing or features to certain customers, which may not apply to you unless specifically communicated to you by us at our sole discretion. 

   2. Third-Party Service Provider Fees. Customer will be responsible for all fees, commissions, and charges imposed by third-party service providers. These fees are in addition to any Reah fees and are governed by the terms of the third-party service providers. Reah does not control third-party fees and is not responsible for explaining or justifying them.

   3. Blockchain Network Fees. Customer is responsible for all blockchain network fees, gas fees, miner fees, and other on-chain transaction costs associated with Customer transactions. These fees are not controlled by Reah and may vary significantly.

   4. Taxes. Customer is solely responsible for determining and paying all applicable taxes in Customer's jurisdiction, including federal, state, and local income taxes, capital gains taxes, sales taxes, and any other taxes related to Customer's use of the Reah Platform or transactions conducted through the Platform. Reah does not provide tax advice, and Customer should consult a tax professional regarding tax obligations.

9. Intellectual Property Rights

   1. Reah Ownership. Reah owns or has the right to use all intellectual property, including patents, trademarks, copyrights, trade secrets, and other intellectual property rights, relating to the Reah Platform, all software, technology, tools, documentation, and content (collectively, “Reah IP”). Reah IP is proprietary and confidential. All rights in Reah IP are reserved to Reah.

   2. Trademarks. “Reah” and any graphics, logos, button icons, and service names included in or made available through the Reah Platform, and all logos related to the Services or displayed on the Platform, are either trademarks or trade dress of us or our licensors or service providers. You may not copy, imitate or use them without Reah’s prior written consent for any purpose, including without limitation, in: connection with any product or service that is not authorized by Reah; any manner that is likely to cause confusion among customers; or a way that disparages or discredits Reah or our affiliates and/or service providers.

   3. Limited License. Subject to Customer's compliance with these Terms and timely payments for all fees due and owing to Reah and/or our third-party service providers, Reah grants Customer a limited, non-exclusive, non-transferable, revocable license to access and use the Reah Platform solely for Customer's authorized business purposes. This license does not include any right to: (a) copy, reproduce, or duplicate the Platform; (b) modify, adapt, or create derivative works of the Platform; (c) reverse-engineer, decompile, or disassemble the Platform; (d) remove or obscure any trademark, copyright, or other proprietary notice; (e) use the Platform for any unlawful purpose; or (f) transfer the license to any third party.

   4. Restrictions on Use. Customer will not: (a) license, sell, rent, lend, transfer, assign, or sublicense the Reah Platform; (b) use the Reah Platform to develop, market, or support any competing product or service; (c) remove or alter any copyright, trademark, or proprietary notice on the Platform; (d) use automated tools or scripts to scrape data from the Platform without written permission; or (e) frame or integrate the Platform into any third-party website or service without permission.

   5. Customer Materials. Customer may provide content, data, documents, feedback, suggestions, or other materials to Reah in connection with using the Reah Platform (“Customer Materials”). Customer retains all ownership rights to Customer Materials, but hereby grants Reah a worldwide, non-exclusive, perpetual, irrevocable, royalty-free, fully paid license to use, reproduce, modify, adapt, translate, distribute, and sublicense Customer Materials for purposes of providing and improving the Reah Platform and Reah's services.

   6. Feedback and Suggestions. If Customer provides any feedback, suggestions, ideas, or recommendations regarding the Reah Platform or Reah's services, Customer grants Reah a worldwide, non-exclusive, perpetual, irrevocable, royalty-free license to use such feedback for any purpose, including incorporating it into future versions of the Platform, without any obligation to acknowledge or compensate Customer.

10. Confidentiality

    1. Definition of Confidential Information. “Confidential Information” means any non-public information disclosed by one party (the “Disclosing Party”) to the other party (the “Receiving Party”) in connection with these Terms, including but not limited to technical information, business information, customer information, account information, transaction details, and any other information that the Disclosing Party marks as confidential or that reasonably should be understood to be confidential.

    2. Obligations. The Receiving Party agrees to: (a) maintain the Confidential Information in strict confidence; (b) protect the Confidential Information using reasonable security measures; (c) use the Confidential Information solely for purposes of performing its obligations or exercising its rights under these Terms; and (d) not disclose the Confidential Information to any third party except as authorized in writing by the Disclosing Party or as required by law.

    3. Exceptions. Confidential Information does not include information that: (a) is or becomes publicly available through no breach of this agreement; (b) was already known to the Receiving Party prior to disclosure; (c) is independently developed by the Receiving Party without use of the Confidential Information; (d) is rightfully received by the Receiving Party from a third party without confidentiality obligations; or (e) is required to be disclosed by law or court order (provided the Receiving Party provides prompt notice to allow the Disclosing Party to seek protective measures).

    4. De-Identified and Aggregated Data. Notwithstanding the foregoing, Reah may use de-identified, anonymized, and aggregated data regarding Customer usage of the Reah Platform for purposes of improving the Platform, understanding market trends, and developing new features, without restriction. Such aggregated data cannot be used to identify or contact individual Customers.

11. Disclaimers and Warranties

    1. "AS IS" and "AS AVAILABLE" Disclaimer. THE REAH PLATFORM AND ALL SERVICES PROVIDED BY REAH ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. REAH MAKES NO WARRANTIES REGARDING: (A) THE REAH PLATFORM BEING ERROR-FREE, UNINTERRUPTED, OR MEETING CUSTOMER'S REQUIREMENTS; (B) THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY INFORMATION ON THE REAH PLATFORM; (C) THAT DEFECTS WILL BE CORRECTED; (D) THAT THE PLATFORM IS FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS; OR (E) THAT THE REAH PLATFORM WILL BE AVAILABLE AT ALL TIMES.

    2. No Warranty on Third-Party Services. REAH MAKES NO WARRANTIES REGARDING THE SERVICES PROVIDED BY THIRD-PARTY PROVIDERS. REAH DOES NOT WARRANT THAT THIRD-PARTY SERVICES ARE SAFE, SECURE, ACCURATE, OR COMPLIANT WITH LAW. THIRD-PARTY SERVICES ARE PROVIDED BY THIRD PARTIES AND ARE SUBJECT TO THEIR OWN TERMS AND WARRANTIES.

    3. Blockchain Limitations. Digital assets and blockchain networks are decentralized and are not controlled by Reah. Reah makes no representations regarding: (a) the security, stability, or continued operation of any blockchain network; (b) the availability of blockchain services; (c) the immutability or permanence of blockchain records; or (d) the regulatory status of blockchain technology or digital assets.

    4. No Investment Advice. NOTHING ON THE REAH PLATFORM CONSTITUTES FINANCIAL ADVICE, INVESTMENT ADVICE, TAX ADVICE, LEGAL ADVICE, OR ANY OTHER PROFESSIONAL ADVICE. REAH IS NOT PROVIDING RECOMMENDATIONS REGARDING WHETHER CUSTOMER SHOULD PURCHASE, HOLD, OR SELL ANY DIGITAL ASSET OR ENGAGE IN ANY TRANSACTION. CUSTOMER IS SOLELY RESPONSIBLE FOR MAKING ITS OWN INFORMED DECISIONS REGARDING ITS USE OF THE REAH PLATFORM. CUSTOMER SHOULD CONSULT FINANCIAL, LEGAL, AND TAX PROFESSIONALS BEFORE MAKING ANY FINANCIAL DECISIONS.

    5. No Fiduciary Duties. Reah is not a fiduciary, trustee, or agent of Customer. Reah does not owe any fiduciary duties to Customer. The relationship between Reah and Customer is a service provider relationship only. Reah's only obligations are those expressly stated in these Terms.

    6. Errors and Availability. Reah does not warrant that: (a) the Reah Platform will be available 24/7 or will not experience downtime; (b) access to the Platform will be uninterrupted or prompt; (c) the Platform is free from user error, typos, or mistakes; (d) the Platform is secure against unauthorized access, hacking, or cyberattacks; (e) blockchain networks will be available or functional; (f) the Reah Platform will function correctly with all devices, browsers, or internet connections; or (g) any information displayed on the Platform is current or accurate. Customer assumes all risk of using the Platform.

12. Risk Disclosures

    1. Digital Asset Price Volatility and Loss. Digital assets including cryptocurrencies and tokens experience extreme price volatility. The value of any digital asset can increase or decrease dramatically within very short time periods. Customer may lose its entire investment in digital assets. Reah does not control, predict, or guarantee digital asset prices. Customer is solely responsible for understanding and accepting the risk of price volatility and potential total loss.

    2. Irreversible Transactions. Blockchain transactions are cryptographically signed and cannot be reversed, canceled, modified, or "undone" once confirmed. If Customer makes a mistake (such as sending funds to the wrong address), those funds are permanently lost. Reah cannot recover funds sent to wrong addresses or reverse erroneous transactions.

    3. Regulatory Risk. The regulatory treatment of digital assets and DeFi protocols is evolving and uncertain. Future regulation may: (a) restrict or prohibit the use of digital assets; (b) impose significant compliance burdens; (c) result in tax consequences for holders; (d) declare certain assets or activities illegal; or (e) significantly impact the value or utility of digital assets. Reah cannot predict or control regulatory developments.

    4. Smart Contract Risk. DeFi protocols operate through smart contracts deployed on blockchain networks. Smart contracts may contain bugs, exploitable vulnerabilities, design flaws, or unintended behavior despite audits or reviews. Malicious actors may discover and exploit smart contract vulnerabilities to steal funds or cause other harm. Smart contracts cannot be guaranteed to be completely safe or secure. Reah has no ability to protect Customer from smart contract risks.

    5. DeFi Protocol Risks. DeFi Protocols carry significant risks including: (a) liquidation of collateralized positions; (b) oracle price feed failures or manipulation; (c) governance attacks or malicious protocol changes; (d) bridge failures resulting in asset loss; (e) protocol failures or shutdowns; (f) loss of yields or negative returns; (g) total loss of capital; and (h) regulatory restrictions on protocol operations. These risks are inherent to DeFi and cannot be eliminated by Reah.

    6. Counterparty Risk. Banking, custody, credit card, and other financial services are provided by third-party service providers. These providers may fail, become insolvent, face regulatory action, or cease operations. If a third-party provider fails, Customer may lose access to funds or assets held by that provider. Customer has recourse only against the third-party provider, not against Reah.

    7. Technology Risk. The Reah Platform and blockchain networks are subject to: (a) network disruptions or failures; (b) cyberattacks and hacking attempts; (c) software bugs and vulnerabilities; (d) hardware failures; (e) regulatory restrictions on blockchain operations; and (f) geopolitical events affecting internet infrastructure. These events could prevent Customer from accessing funds or assets held through the Reah Platform.

    8. FDIC Insurance Limitations. Deposits held through Banking Partners may be eligible for FDIC insurance protection, subject to standard FDIC coverage limits, but we make no guarantee of such insurance or the limits thereof and any such coverage will be governed by your agreement with the applicable Banking Partners. In any event, funds exceeding FDIC limits, if applicable, are not insured. Digital assets are NOT eligible for FDIC insurance and are not insured by any government fund. Reah has no control over FDIC coverage determinations.

13. Limitation of Liability

    1. Exclusion of Certain Damages. EXCEPT AS PROVIDED IN SECTION 13.4 BELOW, NEITHER REAH NOR ANY OF OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS SHALL BE LIABLE TO CUSTOMER FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF USE, LOSS OF OPPORTUNITY, OR BUSINESS INTERRUPTION, EVEN IF REAH HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION APPLIES REGARDLESS OF WHETHER THE DAMAGES ARISE FROM NEGLIGENCE, BREACH OF CONTRACT, BREACH OF WARRANTY, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY.

    2. Cap on Total Liability. EXCEPT AS PROVIDED IN SECTION 13.4 BELOW, REAH'S TOTAL LIABILITY TO CUSTOMER FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS, THE REAH PLATFORM, OR ANY SERVICES PROVIDED BY REAH SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES ACTUALLY PAID BY CUSTOMER TO REAH IN THE TWELVE (12) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IF NO FEES HAVE BEEN PAID, LIABILITY SHALL NOT EXCEED $100. REAH SHALL HAVE NO LIABILITY TO YOU WITH RESPECT TO THIRD-PARTY SERVICES AVAILABLE ON OR THROUGH THE REAH PLATFORM.

    3. Release of Reah. If you have a dispute with one or more third-party service providers providing Services on or through the Reah Platform, you release Reah, our Affiliates and service providers (except the third-party service provider that was directly responsible for providing the Services in question), and each of our and their respective officers, directors, agents, joint venturers, employees and representatives from any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such dispute.

    4. Basis of Bargain. Customer acknowledges that these limitations on Reah's liability are an essential part of the bargain and that Reah would not enter into these Terms without these limitations. If any limitation on liability is found to be unenforceable by a court of law, the remaining limitations shall continue to apply.

    5. Exceptions to Limitations. The limitations on liability in Sections 13.1 and 13.2 do not apply to any liability that cannot be limited or excluded under applicable law, including any non-waivable consumer protection rights available to Consumer Customers under the laws of their jurisdiction.

14. Indemnification

    1. Indemnification by Customer. Customer shall indemnify, defend (with counsel reasonably acceptable to Reah), and hold harmless Reah and its affiliates, and their respective directors, officers, employees, agents, and representatives from and against any and all third-party claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to: (a) Customer's use or misuse of the Reah Platform; (b) Customer's violation of these Terms or the other User Agreements; (c) Customer's violation of any applicable law or regulation; (d) Customer Materials that infringe third-party intellectual property rights; or (e) Customer's transactions or activities conducted through the Reah Platform.

15. Term and Termination

    1. Term. These Terms shall commence upon Customer's acceptance and shall continue while Customer maintains an active Reah Account, unless earlier terminated pursuant to these Terms.

    2. Termination by Reah. We may suspend, restrict or terminate your access to the Reah Platform and/or any or all of the Services, with immediate effect, for any reason, including but not limited to where: (a) we, in our reasonable opinion, are required to do so by applicable law or other authority to which we are subject to in any jurisdiction; (b) we reasonably suspect that you have acted in breach of the User Agreements; (c) we have concerns that the Services are being used in a fraudulent or unauthorized manner; (d) we discover or suspect that any of the information that you have provided to use is false or misleading; (e) use of your account is subject to any pending litigation, investigation or government proceeding; (f) you take any action that may circumvent our controls, such as operating multiple accounts or abusing promotions which we may offer from time to time; (g) you use the services for any illegal or immoral purposes or otherwise violate our Prohibited Activity Policy; or (h) your activities could damage our business reputation. In any other event, we will give you at least 7 days’ notice of our intention to close your Reah Account. 

    3. Termination for Cause. You may close your Reah Account at any time upon written request to support@reah.com; provided that, you may not close your Reah Account to evade any investigation or proceeding.

    4. Effect of Termination. Upon termination: (a) Customer's access to the Reah Platform shall immediately cease; (b) Customer must withdraw all funds and digital assets from the Reah Platform; (c) any outstanding balance or fees shall become immediately due; (d) Reah may, at our sole discretion, assist Customer with an orderly wind-down of its activities; and (e) Reah shall have no further obligation to Customer except as expressly provided in these Terms.

    5. Survival. The following sections shall survive termination of these Terms: Sections 2, 6, 7, 9, 10, 11, 12, 13, 14, 15.5 and 16-19.

16. Dispute Resolution and Governing Law

    1. Governing Law. These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. The parties expressly waive any provision of law that would otherwise be applicable and instead agree that the substantive laws of Delaware shall apply.

    2. Mandatory Binding Arbitration. EXCEPT AS PROVIDED IN SECTION 16.5 BELOW OR AS OTHERWISE PROHIBITED BY APPLICABLE LAW, CUSTOMER AND REAH AGREE THAT ANY AND ALL DISPUTES, CLAIMS, OR CONTROVERSIES ARISING FROM OR RELATED TO THESE TERMS OR THE REAH PLATFORM SHALL BE RESOLVED BY BINDING ARBITRATION ADMINISTERED BY JAMS (JUDICIAL ARBITRATION AND MEDIATION SERVICES) OR, IF JAMS IS UNAVAILABLE, BY THE AMERICAN ARBITRATION ASSOCIATION (AAA), IN ACCORDANCE WITH THEIR RULES OF ARBITRATION. THE ARBITRATION SHALL BE CONDUCTED IN SAN FRANCISCO, CALIFORNIA, OR SUCH OTHER LOCATION AS AGREED BY THE PARTIES. THE ARBITRATOR SHALL HAVE AUTHORITY TO AWARD ANY REMEDY PERMITTED UNDER LAW.

    3. Class Action Waiver. CUSTOMER AGREES THAT ARBITRATION SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS ONLY AND NOT AS A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION. CUSTOMER WAIVES THE RIGHT TO PARTICIPATE IN ANY CLASS ACTION AGAINST REAH. IF THIS CLASS ACTION WAIVER IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRE ARBITRATION AGREEMENT SHALL BE VOID. IF, FOR ANY REASON, THE ARBITRATION PROVISIONS SET FORTH IN SECTION 16.2 AND THIS SECTION 16.3 ARE NOT APPLICABLE TO YOU, YOU AGREE TO WAIVE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT TO PARTICIPATE IN ANY CLASS ACTION AGAINST REAH, AND YOU FURTHER AGREE THAT THE STATE AND FEDERAL COURTS LOCATED IN NEW YORK, NEW YORK SHALL HAVE EXCLUSIVE JURISDICITON OVER ANY SUCH DISPUTE. IF YOU DO NOT COMPLY WITH THE TERMS 

    4. Informal Resolution. Before initiating arbitration or any other formal dispute process in a court of competent jurisdiction, the parties shall attempt to resolve the dispute through informal good faith negotiation for a period of 30 days. Either party may initiate arbitration if the dispute is not resolved within this period. If either party purports to initiate arbitration or other formal dispute process in a court of competent jurisdiction, if permitted, without first complying with the information resolution provisions herein and otherwise complying with all of its obligations under this Section 16, then, notwithstanding any other provision of these Terms, the arbitrator(s) (or judge, as the case may be) will promptly dismiss the claim with prejudice and will award the other party all of its costs and expenses (including, without limitation, reasonable attorneys' fees) incurred in connection with such dispute.

    5. Small Claims Exception. Notwithstanding the foregoing, either party may bring a dispute before a small claims court if the dispute qualifies for such court's jurisdiction and if all parties agree to such jurisdiction.

    6. Notice of Dispute. Any dispute claim or notice must be sent by email to the other party's address on file. For notices to Reah, notices should be sent to: legal@reah.com, Attention: Legal Department. Failure to provide proper notice may result in waiver of the right to pursue the dispute.

17. Prohibited Uses

    1. Customer shall not, and shall ensure that Authorized Users do not, use the Reah Platform in violation of the Prohibited Activity Policy or for any of the following prohibited purposes:

       1. Any unlawful activity or activity that violates any federal, state, local, or international law, regulation, or legal obligation;

       2. Money laundering, terrorist financing, sanctions evasion, or any activity that violates economic sanctions or international law;

       3. Market manipulation, fraud, misrepresentation, or deception;

       4. Circumventing Reah's access restrictions through VPNs, proxies, or other technical means;

       5. Violating intellectual property rights, including unauthorized copying, reproduction, or distribution of Reah IP;

       6. Cyberattacks, hacking, denial-of-service attacks, or any attempt to compromise the security or functionality of the Reah Platform;

       7. Using the Reah Platform for any business type or industry that Reah has prohibited in writing or has indicated it does not support;

       8. Harassment, threatening behavior, or discrimination against any individual or group; or

       9. Any other activity that Reah, in its sole discretion, determines poses a risk to Reah's operations, reputation, regulatory compliance, or legal position.

    Reah reserves the right to investigate suspected violations and to suspend or terminate Customer's account immediately if Reah reasonably believes these prohibited uses are occurring. Reah may report suspected violations to law enforcement.

18. General Provisions

    1. Assignment. Customer may not assign, transfer, sublicense, or otherwise transfer its rights or obligations under these Terms without Reah's prior written consent. Any attempted assignment without consent shall be void. Reah may assign these Terms to any successor or affiliate without notice or consent.

    2. Export Compliance. The Reah Platform and related technology may be subject to U.S. export control laws, including the Export Administration Regulations (EAR) and International Traffic in Arms Regulations (ITAR). Customer shall not export or re-export the Platform or any related technology to any prohibited countries, persons, or end-uses, including countries subject to U.S. economic sanctions. 

    3. Force Majeure. Reah shall not be liable for any failure or delay in performance under these Terms if such failure or delay results from causes beyond Reah’s reasonable control, including but not limited to acts of God, war, terrorism, pandemic, natural disasters, cyber attacks, blockchain network failures, downtime from third-party service providers, accident, illness or death of any member of the Reah team, or governmental action. The affected party shall provide prompt notice to the other party and shall use reasonable efforts to resume performance.

    4. Severability. If any provision of these Terms is found to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, or if such modification is not possible, the provision shall be severed. The remaining provisions shall remain in full force and effect. If severance is not possible and the invalid provision is material, the parties shall attempt in good faith to negotiate a replacement provision.

    5. Entire Agreement. These Terms, together with any exhibits and documents incorporated by reference, constitute the entire agreement between Customer and Reah concerning the Reah Platform and supersede all prior agreements, negotiations, and understandings, whether written or oral. No representations, warranties, or agreements not expressly set forth in these Terms are binding on Reah.

    6. No Partnership or Agency. These Terms do not create a partnership, joint venture, agency, employment, or fiduciary relationship between Customer and Reah. Neither party has authority to bind the other party or to incur obligations on behalf of the other party.

    7. Notice Requirements. Any notice to be given under these Terms shall be given in writing by email and shall be deemed given when sent by email with confirmation of receipt; provided that, any notice to Customer shall be deemed given when posted on the Reah Platform or sent to the email address on file for Customer's Reah Account. Notices to Reah shall be sent to legal@reah.com.

    8. Headings. The section and subsection headings in these Terms are for convenience only and shall not affect the meaning or interpretation of any provision.

    9. Consumer Customer Rights. Nothing in these Terms is intended to waive, limit, or restrict any rights or remedies that may be available to Consumer Customers under applicable mandatory consumer protection laws of their jurisdiction of residence. To the extent that any provision of these Terms is inconsistent with such laws, that provision shall be deemed modified to the minimum extent necessary to comply with applicable law, and the remaining provisions shall continue in full force and effect.

    10. Interpretation. Except as expressly stated otherwise, "and" shall be interpreted disjunctively or conjunctively as appropriate; "or" shall be interpreted as inclusive unless expressly stated as exclusive. The use of any gender shall be construed to include all genders. The singular shall include the plural and vice versa. The words "hereof," "herein," "hereunder," and similar words refer to these Terms as a whole, not to any particular section.